Which Credit Cards are Accepted at Costco 2022?

July 5, 2022

What do you love the most about Costco? Is it the quality of the products that are sold? Is it the special member price of gasoline that you get for being a member?  Is it the free samples that are handed out while you are shopping? Do you enjoy the Costco vacation packages from their travel center? Or, do you enjoy the Costco café where their ready made food is value price?

Regardless of the reasons that you are a Costco fan, you must be prepared to pay your bill at the end of your shopping tour. Costco is one of the largest retailers in the world, with over 750 locations across the globe. For many people, Costco is their go-to place for groceries and household items. However, did you know that Costco also offers a credit card? There are actually several reasons to get a Costco credit card. First of all, you can earn cash back on all of your purchases, including gas and travel. Additionally, you'll enjoy exclusive benefits, such as extended warranties and price protection. Plus, you can take advantage of special financing offers. And if you're a business owner, you can use your Costco credit card to manage your business expenses. So if you're looking for a way to save money and enjoy exclusive benefits, then a Costco credit card might be right for you.

So. what credit card accepted at Costco? Or Costco which credit cards accepted?

Costco warehouse now accepts only Visa Cards, The Costco Anywhere Visa Card by Citi, PIN-based debit cards, cash, personal checks, business checks from current Costco business members, travelers checks, EBT cards, or mobile payment.

As a Costco member, you may recall when Costco transitioned their accepted payment method. Prior to June 20th, 2016, you may remember that Costco only accepted American Express. After this date, Costco transitioned to only accepting Visa cards. This change was done for business reasons.

The transition to Visa benefitted the Costco members. The old American Express Costco card offered customers 3% cash back at gas stations, for up to $4000 per year in purchases and 2% cash back for payment at restaurants and eligible travel purchases in the United States. The transition to the Costco Anywhere Visa Card by City upgraded the reward package.

Now Costco members who are approved for the Costco Anywhere Visa Card by Citi can enjoy the following rewards:

4% on eligible gas, including gas at Costco for the first $7,000 per year and then 1% thereafter

3% on restaurants and eligible travel purchase worldwide

2% on all other purchases from Costco and Costco.com

1% on all other purchases

There is no annual fee for the Costco Anywhere Visa Card. It can be shown at the door on the way into Costco as a means of check in rather than showing your membership card.

Most importantly, Costco only accepts Visa cards, and as a result, many customers have turned to Citi’s Costco Anywhere Visa card. The card has received good reviews so far, with users praising the cash back rewards they’ve earned. If you’re looking for a new credit that will give you great rewards at Costco and other merchants, be sure to check out the Costco Anywhere Visa card.